What are the benefits of CARDZ3N Compared to Others?

We offer better pricing, reduced fees and better support compared to our competitors.

How can CARDZ3N improve my business?

By reducing your costs and getting dedicated support for you and your business. You can grow your business with ease and make your earnings rocket up.

What types of services does CARDZ3N provide?

Services include Payment Processing, Payment Gateway, and more.

What is the process for working with CARDZ3N?

Contact us and we will send you back an email with the steps you need to follow to get started!

Contact CARDZ3N | Global & High‑Risk Merchant Services

Our locations

Las Vegas, NV 89139

Connect with our Las Vegas team for more information about our services.

Call us

702-623-3528

Bristol, BS1 2LZ, UK

Connect with our London team for more information about our services.

Call us

+44 117 205 2647

Toronto, Ontario, Canada M5K 1A1

Connect with our Canadian team for more information about our services.

Call us

647-948-9516

Frequently Asked Question

Have a question about our services or prices. Contact us using the form and information on this page

Get In Touch

What is CARDZ3N and who is it for?

CARDZ3Nis a merchant services and gateway platform built for high risk ecommerce, large ticket B2B (like AerospacePay use cases), and growing local retailers. Itconnects your online store, invoices, and in person terminals into one unifiedpayments stack so you can control approvals, fees, and reporting from a single place.

How hard is it to get approved if I’m high risk or sell large tickets?

You complete a standard application, but underwriting is more detailed for highrisk and large ticket models. CARDZ3N gives you a clear checklist (documents,policies, processing history) and works with our banking partners to help youget approved on terms that fit your risk profile and growth plans.

When will I receive my funds, and will there be reserves?

Most CARDZ3N merchants receive next day deposits, while high risk merchantstypically receive funds within two business days of settlement. Some high risk,large ticket accounts may use rolling reserves or slightly longer payoutwindows to manage exposure, and we explain those terms up front. As yourhistory stabilizes, we actively look for ways to improve your funding profile.

How does CARDZ3N price processing for ecommerce, B2B, and local retail?

Pricing combines interchange, assessments, and a markup thatdepends on risk, channels, and ticket sizes. High risk ecommerce typically hashigher base rates; large ticket B2B can reduce effective costs by qualifyingfor Visa’s Commercial Enhanced Data Program (CEDP), which rewards high qualityenhanced commercial data with improved Product 3 interchange; and local retailoften benefits from lower card present EMV contactless rates. CARDZ3N modelsall three segments, so you see a clear, channel specific effective rate insteadof a generic number.

Can CARDZ3N help me lower my processing costs over time?

Yes! For B2B, we help you adopt Visa’s Commercial Enhanced Data Program (CEDP) andLarge Ticket optimizations where possible, so big invoices carry the enhancedcommercial data issuers expect and can qualify for better card pricing. Forhigh risk ecommerce, we focus on reducing fraud and chargebacks; for localretail, we optimize your terminal and card present mix. CARDZ3N reviews yourdata regularly and recommends concrete changes rather than just promising“lower rates.”

What integrations and support does CARDZ3N provide as I grow?

CARDZ3N offers APIs and integrations for major ecommerce platforms, subscription tools,and B2B invoicing/ERP/CRM systems, plus certified EMV contactless terminals andPOS options for in store. Our support team understands high risk, B2B, andretail environments and can help with underwriting questions, chargebacks,integrations, and hardware. As you scale, we revisit pricing, risk settings,and tech so your payments stack keeps pace with your business.

Contact Us!

Our locations

Las Vegas, NV 89139

Bristol, BS1 2LZ, UK

Toronto, Ontario, Canada M5K 1A1

Frequently Asked Question

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