SMS Terms & Conditions
CARDZ3N SMS Terms & Conditions
Effective Date: 21 September 2026 · Last Updated: 21 September 2026
1. About this service
These terms govern the text messages CARDZ3N Inc ("CARDZ3N," "we," "us") sends to you. By providing your mobile number and agreeing to receive text messages from us, you accept these terms.
These terms are in addition to our Privacy Policy, which explains how we handle your information generally. Section 9 of that policy deals specifically with text messaging.
2. What messages you will receive
We use text messaging for service and account purposes only:
• Authentication — one-time passcodes and login verification
• Account alerts — funding, settlement, deposit and risk notifications
• Collections — balance, arrears and account-status notices
• Customer support — replies to enquiries you have raised with us
We do not send promotional or marketing text messages. If that changes, we will ask for your separate consent before sending any, and you will be able to opt out of marketing messages without losing the service messages above.
3. Consent
You opt in by giving us your mobile number and affirmatively agreeing to receive text messages — through a form on our website, a written agreement, by texting us a keyword, or during account onboarding.
Consent is not a condition of purchase. You do not have to agree to receive text messages in order to open an account with us, use our services, or buy anything from us.
Consent to text messages is separate from acceptance of our other terms. We do not use pre-checked boxes and we do not bundle text-message consent into agreement to anything else.
Where you contact us first by text, your message is itself your consent for us to reply about that enquiry.
4. Message frequency
Message frequency varies depending on your account activity and the type of message. Authentication messages are sent when you request them. Account alerts and collections notices are sent as events on your account require.
5. Cost
Message and data rates may apply. These are charged by your mobile carrier, not by us, and depend on your plan. Check with your carrier if you are unsure.
6. How to stop messages
Reply STOP to any message to unsubscribe. You may also reply QUIT, END, CANCEL, UNSUBSCRIBE, REVOKE or OPT OUT.
You will receive one confirmation message and then no further messages in that program.
Because most of our messages are service messages rather than marketing, opting out may affect your account:
• Stopping authentication messages may prevent you from logging in or completing transactions.
• Stopping account alerts means you will not be notified of settlement issues, funding holds or arrears.
Before we act on a blanket opt-out we will tell you what you are switching off. You can also contact us using the details in section 10 to opt out of some message types but not others.
To start receiving messages again, reply START or contact us.
7. How to get help
Reply HELP to any message for assistance, or contact us using the details in section 10.
8. Supported carriers and carrier liability
Text messaging is supported by most major US mobile carriers. Carriers are not liable for delayed or undelivered messages.
Delivery is subject to your carrier's network and your device. We cannot guarantee that every message will be delivered.
9. Eligibility
This service is available to individuals in the United States who are 18 or older. Our services are provided to businesses, and our text messages are sent in connection with a business relationship.
You must be the account holder of, or authorised user of, the mobile number you give us. If your mobile number changes or is reassigned, tell us promptly so we do not send messages intended for you to someone else.
10. Contact us
CARDZ3N Inc
4262 Blue Diamond Rd., Bldg 102, Ste 191, Las Vegas, NV 89139, United States
Email: legal@cardz3n.com
Phone — USA: +1 (702) 623-3528 · Canada: +1 (647) 948-9516 · UK / EU: +44 117 205 2647 · Germany: +49 697 104 5196
11. Privacy
Mobile information and SMS opt-in data are used only for our own business purposes. This information will not be shared, sold, or disclosed to third parties or affiliates for marketing or promotional purposes.
SMS-related consumer data may be shared only as necessary to provide the service, such as with carriers and service providers that support message delivery and related business operations.
Text messaging originator opt-in data and consent will not be shared with any third parties, excluding aggregators and providers of the text message services.
Full details are in our Privacy Policy.
12. Changes to these terms
We may update these terms. The "Last Updated" date above shows when they last changed. Material changes will be notified to you before they take effect.
