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Why EU Merchants Choose CARDZ3N
CARDZ3N solves the “multi‑country, multi‑account” problem by enabling EU merchants and cross‑border businesses to process locally and view everything through one unified gateway. This approach helps increase approvals, lower fees, and simplify expansion across Europe and into other regions.
Local Acquiring Across Europe
Access to a network of European banks so your transactions are processed and settled locally instead of through expensive offshore setups.
Better geographic matching between issuer and acquirer can improve authorization rates and reduce false declines.
Access to a network of European banks so your transactions are processed and settled locally instead of through expensive offshore setups.
Better geographic matching between issuer and acquirer can improve authorization rates and reduce false declines.
160+ Currencies & EU Settlements
Accept major cards in over 160 currencies and settle in key European currencies, choosing the payout currency that fits your business.
Multi‑currency support helps optimize FX handling for both domestic EU customers and international buyers.
Accept major cards in over 160 currencies and settle in key European currencies, choosing the payout currency that fits your business.
Multi‑currency support helps optimize FX handling for both domestic EU customers and international buyers.
Low‑risk to High‑risk Coverage
CARDZ3N supports everything from standard retail and ecommerce to high‑risk EU merchants such as travel, gaming, adult, CBD, and more.
High‑risk expertise matters in Europe, where regulators and banks closely monitor elevated‑risk industries.
CARDZ3N supports everything from standard retail and ecommerce to high‑risk EU merchants such as travel, gaming, adult, CBD, and more.
High‑risk expertise matters in Europe, where regulators and banks closely monitor elevated‑risk industries.
Expanding across the EU or running multiple EU entities?
Contact CARDZ3N to unify your European merchant accounts and payment strategy.
Contact CARDZ3N to unify your European merchant accounts and payment strategy.
