Online Payments

Empowering E-Commerce

Do you offer products or services online or need to accept online transactions? Most business owners understand that to grow their revenue in today’s market they need to integrate online payments to meet their customers’ needs. When it comes to choosing the right online payment processor, however, things get a little more complicated. Our eCommerce team will consult with you to find the online platform that allows your business to process payments seamlessly and stay on the forefront of technology.

Payment Gateway vs. Virtual Terminal

The primary difference between a virtual terminal and a payment gateway is that a payment gateway is typically used for e-commerce transactions, which means there’s a customer-facing interface. Virtual terminals are typically used by merchants only.

Payment Gateway

Payment Gateway is mainly used for online stores, websites & apps. Using our gateway ensures secure payment processing that can reduce errors, speed up transactions and make reconciliation easier. As the convenience of online shopping and bill payment rapidly increases, so does the need for merchants to utilize a secure online payment gateway system. Online payment gateways help merchants expand their business by improving customer service, increasing profits and minimizing late payments. Integrate online payments into your business website with a growing list of 175+ online shopping cart solutions & quick pay button. Or, integrate your app using our API.

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Virtual Terminal

A virtual terminal is mainly used to key-in card information. These are CNP (card not present) or MOTO (mail order, telephone order) transactions, phone orders or failed swipe or fail chip transactions. Turn your device into a credit card terminal when you process payments directly from your computer or phone. Our Virtual Terminal allows you to accept payments over the phone or by mail order by manually entering payments – no card reader required. And, with QuickBooks® SyncPay, you can handle any transaction from start to finish. With minimal set-up and maintenance required, anyone can use a Virtual Terminal to manage their card-not-present transactions.

Online Payment Features


Giving merchants detailed insight into their transactions and make it easy for them to find exactly what they’re looking for through our platform Transaction Search tool.

Recurring Billing

Make it easy for merchants to bill their customers regularly. All they have to do is establish a recurring billing schedule and the platform handles the rest.

QuickClick Shopping Cart

Merchants can quickly and easily integrate their website to the platform with QuickClick, our native shopping cart solution.

Product Manager

Helps merchants keep their inventory organized through our Product Manager’s unified product database. Merchants can enter and manage product SKUs of frequently sold items for quick recall at checkout for Virtual Terminal transactions.

Gateway Emulator

Easily help merchants migrate from other gateways without having to rework or reprogram their software or applications.

Flexible Integration Methods

Give merchants full customization and control over accepting payments within their own mobile applications and software with our diverse APIs and SDKs.


Tokenization is the process of replacing sensitive data with unique identification symbols that retain all the essential information about the data without compromising its security.

Payer Authentication

Allows merchants to validate the cardholder is actually the shopper, prevent fraud and protect against unauthorized transactions with our Payer Authentication service.

Account Updater

Helps merchants ensure uninterrupted payments for their customers, particularly those with recurring payments, by seamlessly updating card-on-file account information using our Account Updater service.

Fraud Prevention

Helps merchants outsmart fraudsters, our rules-based fraud prevention tool, to screen suspicious transaction activity and stay one step ahead of fraud.

Electronic Invoicing

Enables merchants to get paid faster with Electronic Invoicing. It provides a simple, secure and efficient way for merchants to invoice their customers right in their inbox and enables them to submit payment with just a few clicks.

QuickBooks® Plug-In

Give your merchants the ability to process transactions, create appropriate accounting entries or mark the transactions as paid from right within their QuickBooks® environment using our Sync tool.

Mobile Processing

Enables merchants to take their storefront with them wherever they go. With our turnkey mobile applications made for Apple and Android devices, merchants can accept EMV card payments on their phone or table no matter what their location.

Level III Processing

Enables merchants to take their storefront with them wherever they go. With our turnkey mobile applications made for Apple and Android devices, merchants can accept EMV card payments on their phone or table no matter what their location.

Electronic Check (ACH)

Merchants can accept and process electronic check payments directly from their online storefront or through the Virtual Terminal.

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Quick Links

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