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Why Travel and Airlines are High‑Risk
Airlines and travel agencies are classified as high‑risk because tickets are high‑value, card‑not‑present, and often refunded or changed long after purchase. Chargebacks spike after disruptions, schedule changes, and policy disputes, putting traditional payment providers under pressure.
High Ticket Values & Long Lead Times
Large transactions purchased weeks or months before travel create long windows for cancellations, refunds, and disputes.
Underwriters see this as elevated exposure compared to same‑day, low‑ticket retail.
Large transactions purchased weeks or months before travel create long windows for cancellations, refunds, and disputes.
Underwriters see this as elevated exposure compared to same‑day, low‑ticket retail.
Frequent Refunds, Changes, and Chargebacks
Non‑refundable policies, irregular operations, and service failures drive customer frustration and chargebacks.
Each chargeback can cost several times the original loss when fees and operational overhead are included.
Non‑refundable policies, irregular operations, and service failures drive customer frustration and chargebacks.
Each chargeback can cost several times the original loss when fees and operational overhead are included.
Card‑not‑Present Fraud Risk
Online and phone bookings without a physical card increase stolen card usage and account takeover risk.
Stored credentials in loyalty and frequent‑flyer accounts are prime targets for fraudsters.
Online and phone bookings without a physical card increase stolen card usage and account takeover risk.
Stored credentials in loyalty and frequent‑flyer accounts are prime targets for fraudsters.
If your travel or airline business is fighting rising chargebacks or processor scrutiny, contact CARDZ3N to review a high‑risk ready payment strategy.
