Stripe, PayPal, and Square all prohibit CBD sales outright. This guide explains why mainstream processors reject the category, how a CBD-specific merchant account actually works, real fee ranges, and the exact steps to get approved and stay approved.
Next-day deposits get funds into your account quickly, improving liquidity and operational efficiency.
Eliminate chargebacks common with credit cards and lower fraud exposure through instant verifications and approvals.
Benefit from lower processing fees compared to card payments, especially for high-volume or B2B transactions.
Accept payments anytime, anywhere via online, mobile, or MOTO methods, aligning with modern customer preferences.
Automate billing to ensure consistent income without manual follow-ups or reminders.
Enjoy dedicated support with tailored training, setup assistance, and expedited responses for a partnership-focused experience.
Stay aligned with Bacs and Faster Payments scheme standards, avoiding penalties in regulated environments.
Handle payments through the dashboard, with automated scheduling and file uploads.
Leverage reporting tools for insights and optimisations.
Submit your details online for rapid approval and account activation, often within days.
Connect via APIs, virtual terminals, or gateways to your existing systems.
Use instant account verification to confirm details, then initiate single, recurring, or batch transfers.
Full adherence to UK clearing and settlement standards for regulated, secure transfers.
Safely store and transmit banking data without exposure.
Multi-layer tools, including real-time monitoring, velocity checks, and parent-level controls to identify suspicious activity.
Confirm account details and balances to prevent fraudulent or returned transactions.
Meet high standards for data protection, even in integrated environments.
Multiple integrations for online, eCommerce, and shopping cart platforms.
Developer-friendly options for custom workflows, batch processing, and automation.
Connect with Xero, QuickBooks, or Sage for seamless data syncing.
Enable on-the-go bank transfer payments via apps or terminals for versatile use.
CBD is underwritten as high-risk, so expect higher rates and a reserve, especially in the first several months while your account builds a track record:
Not every "high-risk friendly" processor is actually built for hemp-derived products. Before signing, confirm the provider:
For the fee mechanics behind any high-risk account, see our fees explained guide, and for how merchant accounts work in general, see the complete merchant account guide.
Have a question about our services or pricing for your UK business? Contact us using the form and information on this page.
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