ACH Payments


Virtual Terminal Offers

  • Single Entry
  • Recurring Entry Setup & Maintenance
  • Batch/Template Creation & Maintenance
  • Manual File Upload (Multiple Formats Accepted)
  • Transaction Warehousing (with edit/void capability)
  • Real Time Reporting
  • TEL (Telephone Payments)
  • Payment Approval
  • Verification Services
  • Risk Management Services
  • PPD (Pre-Arranged Payment)
  • CCD (Corporate Cash Deposit)
  • WEB (eCommerce/Shopping Cart Environment)

Tier 1 Processor with access to FED Terminal

This platform has access to a Fed Terminal. This gives you earlier responses for return information and exceptional handling with the latest possible cut-off times.


Full Function, Customizable Interface

Our fully integrated ACH platform allows you to create single web-based transactions, upload system generated files (both manually and automatically) or set-up recurring transactions to accommodate repeat payments on a specific schedule. You also have the capability of storing all entries until release at cut-off and the capacity to edit or void transactions if needed.

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Highest Level of Customer Service

CARDZ3N is known for extraordinary customer service. We ensure that you and your staff are trained based on your specific needs. Our customer care team will handle set-up, training and the ongoing needs for you or your originators. We pride ourselves on expedited calls, detailed answers and cheerful responses. Your partnership matters to us and it will show.


Reliable & Real Time Reporting

CARDZ3N offers you the most advanced online reporting capabilities, all in real time. We help you measure results with a myriad of checks and balances for all transactions and reports for analysis.

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Peace of Mind Fraud Protection

We strengthen and protect your ability to identify possible fraudulent transactions with our innovative fraud protection technology. This unique solution provides multiple layers of security and ongoing risk assessment, including approval on the parent level controls.

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Quick Links

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